Wealth management in Catalonia: a global view.
You have a mortgage, a rented flat, capital in the bank, maybe a policy, possibly investment plans. All separately, managed by different people. And if we look at the set?
Separate assets or one coherent plan
A mortgage affects your cash flow; rental property affects your tax position; investments shape the property decisions available to you. Everything is connected, although we often handle it separately.
Wealth management is the practice of looking at the whole: what you have, what you owe, what comes in, what goes out and where you want to go. If appropriate, we coordinate with your manager, lawyer or notary.
See the set · understand the map
An independent perspective
Some decisions only make sense when viewed together.
Focusing on one detail can obscure the wider picture. Once the full picture is clear, each decision can be assessed in context.
That is the purpose of wealth management: an independent view of how your financial, mortgage and property decisions connect with one another—and with your life. We complement your existing advisers by providing the wider perspective.
- A wealth review as the starting point
- Connection between mortgage, financial and real estate decisions
- Coordination with your manager, lawyer or notary
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What’s included · click to discover
What is included in a global view
Wealth review
DiscoverWealth review
We map your situation: assets, liabilities, income, expenses and goals. The starting point of everything.
ReturnConnecting your decisions
DiscoverConnecting your decisions
We show how a mortgage decision affects your capacity to save and invest, and vice versa. The aim is to turn separate assets and commitments into one coherent plan.
ReturnMid-term planning
DiscoverMid-term planning
Prioritize: what needs to be done now, what can wait, what’s worth rethinking. Includes fiscal and wealth impact.
ReturnProfessional coordination
DiscoverProfessional coordination
If appropriate, we coordinate with your manager, lawyer or notary to get everything aligned. Each to his own field.
ReturnWould you like a complete overview?
A first session to put your situation in order. No initial commitment.